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Residential Payment Options

 

Quick Reference: How to Make a Payment

   
Electronic Payment Options

Directly from bank account: Direct Pay
Payment is made from your bank account exactly on the due date each and every month.
  
  No fee.
Electronic check; payment within 3 days: CheckFree
Payment is made from your bank account after you receive an email that includes your Ameren bill amount and allows you to enter the date the bill should be paid. (Option not advisable for customers in collection action.)
  
  No fee.
Credit or debit card: Speedpay
Pay immediately with your credit or debit card, 7 days a week, 24 hours a day, online.
  
  $3.50
Bank or financial institution's online banking service
Your bank or financial institution may offer an online banking service where you can pay your monthly bills. By enrolling in this option, you can securely view and pay your Ameren bill anytime. Visit your bank’s Web site for more information. More>>
  Fees vary
   
Phone Payment Option

Electronic check, credit or debit card: Speedpay
Pay immediately with an electronic check or credit or debit card by phone, 7 days a week, 24 hours a day. More>>
  $3.50
   
Other Payment Options

U.S. Mail    
In person at an Ameren pay in person location.    
At an ATM - AmerenCILCO customers only.    
   
Billing Options

Pay the same amount each month: Budget Billing
Pay a regular monthly amount with Budget Billing. It's an easy billing option to use if you have roommates!
  
  No fee
Electronic Billing: eBill
Save trees, water, gasoline and other resources by using our eBill option to receive your Ameren bill electronically.
 
  No fee
   
   
   
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